Life Insurance

According to the Daily Mail, the value of many gardens now amounts to thousands rather than hundreds of pounds, with burgled items ranging from decorative pots to entire lawns.

The publication states that garden furniture and equipment should fall under home insurance policies, however some will not cover plants and others will have strict limits on how much they will pay out.

In order to avoid having to claim on a home insurance policy at all, the publication suggests that statues, pots and urns are secured with chains, while planting thorny shrubs around the garden's perimeter should help to deter thieves.

Co-operative Insurance recently urged householders to make sure their home insurance covers the garden as summertime nears and rises in crime are predicted.

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